How to Apply for TJ Maxx Credit Card Application Online [2022]?


 People who are into the fashionista world and the bargain shoppers know about the TJX stores present both online and offline. They are known for their cheap and discounted fashion apparel for men, women, and children. They also sell home goods again at discounted prices and cheaper rates than the market. The store prides itself in bringing the most branded and updated fashion apparel and goods.

TJX is known to bring reduced price goods that are way below the market price, almost 20% to 60% less than the original market price, and the price consumers can witness in other stores.

If you are regularly shopping from TJX, it’s wise to have their TJ Maxx credit card. In this way, you can double your gains by availing of different discounts, rewards, and offers through their credit card. Apply for the TJ Maxx credit card online by filling up the information.

How to apply for TJ Maxx credit card application online?

To apply for the TJ Maxx credit card, here’s how you can apply online for it.

To start the process, you can begin by tapping on below apply now button.

Step 1: Add your mobile number and social security number to find your information.

TJ Maxx credit cards

Step 2: In the next segment, add your first name, last name, address, phone number, and email address. Add your SSN/ITIN, birth date, annual net income.

TJ Maxx login

Step 3: Read the terms and conditions and check the box to complete the application requirements. Press the Continue tab to complete the application form and submit it.

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What are application requirements?

You will have to fulfill several application requirements to start the application process.

  1. Your credit scores must be somewhere around 620 or 720.
  2. An applicant must have an SSN (social security number).
  3. You also must be able to show a government issued ID card, if the need is, for the application.
  4. Your credit card application should have your email ID and mobile number.

Who is eligible?

  1. To be eligible for the credit card, you must have a declarable income amount (whether taxable or nontaxable income source).
  2. Age wise you must be a mature individual which means you must be more than 18 years old.
  3. Your credit card will be send to your complete mailing address and so you will need to provide one.

Annual Fees & Credit Limit?

Like every other store card, there is no annual fee and even for the MasterCard, there is no annual fee. Someone who does not qualify for the MasterCard will qualify for the store credit card.

The credit limit can be as low as $300 and it can increase if you are regularly paying your dues on time. The credit limit is the result of these three things-

  • Creditworthiness
  • Credit amount due in the market, if any
  • A thorough scrutiny will be run for any records of non-payment and especially any slack in Federal repayments.
  • Annual income which shows if you can pay back the due amount
  • Your credit scores


  1. No annual fee for the credit cards which means you can own them without worrying about paying for them.
  2. The TJ Maxx credit card pays you 5 points for every dollar spent with the store.
  3. Points will never expire and you can use them whenever you want.
  4. For every 1000 points, you earn a $10 certificate, so for every $200 you earn a $10 certificate which is good in itself. It means if someone spends $1000, you can get back $50.
  5. You can choose to print your online certificates or ask them to physically mail them to you.
  6. After your first purchase post approval, and you can receive a 10% discount and that is a good option for many.

What bank issues TJ Maxx credit card?

The TJX stores reward credit card and TJX Rewards Platinum MasterCard are two credit cards issued for TJX by Synchrony Bank.

Can you use TJ Maxx credit card anywhere?

With a TJ Maxx credit card you can pay and make purchases at T.J. Maxx, HomeGoods, Marshalls, Homesense, and Sierra Trading Post— all of these brands belong to the TJX store families.


Going for TJ Maxx credit cards can bring you bonanzas that can work in your favor immensely. With each shopping experience, you also save a few pennies or win a few points and that is what adds to the amazement. If you plan to take the TJ Maxx credit card, you can read more about the details from here.


  • My name is Raj Singh. I am a Digital Marketer, Seo Consultant, and Entrepreneur. I have an experience of 7 years in the digital world and launched many digital products.

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