Things that you must know before applying for a Barclay card credit card.
Barclay card’s credit card is a super awesome credit card that is issued by MasterCard, so you can use this card almost anywhere on the back of the world. Many people want to apply for the Barclay card’s credit card, but they do not know the process.
So without any further ado, let us dive into the process of application and many more questions related to Barclay card’s credit cards.
How to apply for a Barclaycard Credit Card Application?
So here are a few simple steps that you will need to apply for the Barclay card’s credit card. Follow these simple steps, and you will enjoy its benefits.
Step 1: Visit the official site of Barclay card’s credit card, you can click here to apply for the credit card.
Step 2: Fill in your information like your personal information, financial details, residential details, and age proofs.
Step 3: Once you are done with filling in your details, then click on the application now. Mostly it will take up to 10 working days to issue and get you a new Barclay card’s credit card
What are application Requirements?
Here are some of the necessary requirements to fulfill. If you tick all the boxes given below, then you can apply for a Barclay card’s credit card effortlessly. So let us take a look at the requirements:
- You must be above 18 to apply
- You must have a consistent income of minimum £3,000 per year.
- You must not be bankrupt before.
- You must have a decent credit score, generally a credit score above 670 is considered as a good credit score.
Who is Eligible for Barclaycard Credit Card?
A vital thing that you should provide to confirm your eligibility for the Barclay card’s credit card, is that you have to assure your income. There are three possible conditions to confirm your income, and they are mentioned below:
- You should provide your Salary slip of the last month and for that you must be a salaried person.
- If you are self-employed, then you have to submit your ITR of the previous two years.
- If you have just joined a new company, then you have to submit your appointment letter.
Annual fees for Barclaycard Credit Card
There are no annual fees for a Barclaycard credit card. So you can enjoy its benefits with very low maintenance.
Who owns Barclay card’s credit card?
Barclays card’s credit card is owned by Barclays PLC
Is Barclays credit card interest-free?
There are various cards like a platinum card, if you have that card then you have no interest at all. But if you have a normal Barclaycard credit card, then you will be charged with interest only on your outstanding balance within a period of a month.
Can you have more than one Barclays credit card?
It is good to have only one or a maximum of a couple of Barclays card’s credit cards. But there are no rules set by the Barclays card’s credit card, so you can have as many credit cards as you want.