HSBC credit cards are quite famous for their amazing bonuses and rewards. Different countries host different HSBC credit card types. In the US, HSBC hosts two different types of credit cards based on the consumer needs of the country.
- HSBC Premier credit card
- Elite credit card from HSBC
These credit cards come with plenty of offers and benefits and are issued by HSBC directly.
But HSBC credit cards are also not without fees and have different rates. If you are interested in acquiring an HSBC credit card, here are the fees structures you need to look at.
Essential Features | HSBC Premier credit card | Elite credit card |
Late Payment Fee | Upto $39 | Upto $39 |
Returned Payment Fee | Nearly upto $39 | Upto $39 |
Interest & Purchase APR | 15.24% to 19.24% | 15.24% – 19.24% variable |
Cash advance APR | 25.24% | 25.24% |
Cash Advance Fee | $10 or 5%, whichever is more | $10 or 5% |
Grace Period | 25 days | 25 days |
Balance Transfer APR | 15.24% to 19.24% | 15.24% – 19.24% |
Page Contents
How to activate HSBC Credit card?
Activate the HSBC credit card, use the following way.

Step 1- Add the following information after clicking on the Get started tab.

Step 2- Your 16-digit HSBC credit card number, end 4-digits numbers of the SSN, CVV, and expiration number. Press on the Activate tab to complete the process.
Step 3- Click on the captcha before pressing the Activation tab.
How to do HSBC credit card login?
The HSBC credit card login can be done like any other credit card account. All you need to do is enter your username and password and then click on the Login tab to complete the HSBC login process.
If you are a new customer, you need to register yourself with them. To do so, you will have to enter the information presented below.

Step 1- HSBC allows entering the username first and only if their system recognises it will they allow it to pass to the next screen where you have to enter your password.
Step 2- You have two ways to register for the service- using their mobile app or by going online.
Step 3- To register on the app, you must download your app, create an account with them and then, register on their site.
Step 4- Going online is one of the best ways to approach it.
- Start the login process by verifying your identity.

- If you opt for the credit card or debit card options, you must add those numbers. If you go for the phone banking option, you must use enter the phone number that you use in banking and also the 6-digit phone banking PIN.


Next, add all other information as required per the prompts, and then complete the registration process by clicking on the Register tab.
How to Pay HSBC credit card bill payment online/offline?
To pay online for the HSBC credit card bill, you must use the following ways.
- HSBC online internet or mobile banking
- HSBC NEFT credit card bill payment
- Bill Desk and Visa money transfer
- Standing instructions
- Electronic clearing systems
Offline payments are to be done in the following ways.
- Drop boxes
- ATM payments
- Phone Banking
- Over the counter
Payment Mailing Address & Phone Number
HSBC mailing address includes HSBC Bank USA, N.A., PO Box 4657, Carol Stream, IL 60197-5255.
HSBC phone number for payments can be done at 888.662.4722.
How to cancel HSBC Credit card?
Call 1860 108 7788 or 1860 500 2277 to cancel the HSBC credit card.
Card Benefits
The credit card benefits of HSBC include the following for the two credit cards.
HSBC Premier credit card | Elite credit card |
You get MasterCard benefits and you can use the credit card anywhere a MasterCard is accepted. | 50,000 reward bonus points come with the credit card |
People get travel benefits with the credit card | 3X Travel points can be found with the Elite card |
Introductory offers are decent with the card | 1000+ lounge access |
You get to build on credit card scores by using the credit card as it reports to all three important credit bureaus. | You can get 3 luxury gifts per year |
Customer Service Number
HSBC customer service number is 888.662.4722 for US customers. For ex-US customers, you can use the 716.841.6866.
Conclusion
Here is all about HSBC credit cards login and payment details and other essential information about it.