Appy for J crew Credit Card Online [2022] Requirements & Fees

The J Crew credit card was designed for easy monthly bill payments that guarantee higher rewards on different purchases made using the credit card.

The card lacks versatility and cannot be used anywhere other than the J. Crew stores. It functions as an in-store card and people can benefit from using the card in different stores of J. Crew. The credit card is, therefore, suitable for those who regularly shop from J. Crew stores.

How to Apply for J crew Credit Card Online?

If you are interested in procuring the J Crew credit card, then here is the process using which you can apply for the card.

Step 1: Visit the Comenity website to start the application process.

J crew Credit Card

Step 2: To begin with, read the details and requirements for procuring the card, and once done scroll down to jump into the application form.

J crew Credit Card apply

Step 3: After filling in the first page of information, you will be taken to the next page where you must consent to all the terms and conditions before pressing the Submit tab.

J crew credit card application

Post submission, you must wait for their approval.


Several requirements must be addressed before one starts with the application form.

  1. You must be a major in terms of age in your state or within your territory.
  2. As a user, you must have a valid photo identity card issued by the government.
  3. Your address should just not be a post box address, instead, it must have a street, a rural route, or even an (Army Post Office) APO/EPO (Fleet Post Office) address.
  4. You should also have an SSN for applying.
  5. You must be able to declare your annual income and must have your net annual income with you.

Annual fees

There is nil annual fee on the J Crew credit card.

Credit Limit

The credit limit can vary from one individual to another since it is based on the creditworthiness of the applicant. You will come to know your credit limits with the approval of your credit card. If you maintain your card well below the credit limits and pay your bills on time, your credit scores and the increase of the credit limit might be considered by them after six months to one year.

J Crew Credit Card Benefits

The benefits you can enjoy with the possession of the card includes the following;

  1. You can avail off 15% for all of the items you buy with the first J. Crew Credit card.
  2. Every $100 bill with J. Crew will give you a $5 reward.
  3. With every purchase, you earn a double number of points.
  4. You also receive a free surprise birthday gift with your J. Crew credit card.
  5. With the card, you will have exclusive access to different offers, sales, and discounts put forth by the store.
  6. Priority customer service for all the cardholders is an exclusive service from them.

Contact Details

You can call customer care at 1-888-428-8810 (TDD/TTY: 1-800-695-1788).

Can I use my J. Crew credit card anywhere?

The J. Crew credit card cannot be used anywhere else since it is an in-store credit card. Out of J. Crew, the credit card cannot be used anywhere else.


Here’s a bit about the J. Crew credit card, if you plan to procure it, read about the details from this article since most of it is covered about the credit card in this writeup.


  • My name is Raj Singh. I am a Digital Marketer, Seo Consultant, and Entrepreneur. I have an experience of 7 years in the digital world and launched many digital products.

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