How to do JCP credit card login & Pay Bill Payment?

JCP stores are a century old but their credit card is quite new. Brought forth to ease the customer’s burden, JCP now has two different types of credit cards to offer to their customers.

One is a simple closed-loop store credit card and another is a MasterCard. The MasterCard can be used anywhere a MasterCard works. The article talks about different essential information about credit cards.

If you are interested in having this credit card, you must first be in terms of the fees and other related information about the credit card.

JCP credit cardKey points
Annual Fee$0
Purchase APR22.74%
Balance Transfer APR & FeeNA
Foreign Transaction Fee3% for every amount transaction
Late Payment FeeUpto $38
Returned Payment FeeNone
Cash Advance Fee$10 or 5% (greater of the two amounts)
Credit score640 or more

How to do JCP credit card login?

You can use the following process to complete the login process with JCP.

Use your username and password before clicking on the Login tab.

JCP credit card login

Click on the Register tab to start a new online account if you don’t have one.

Add the account number and ZIP code to start the registration process. After being confirmed, move to the next segments and complete them validating your registration process to create an online account.

JCP credit card register

How to pay JCP Credit Card Bill Payment?

Payment can be either done online, via mail, or telephone, and also via Synchrony Bank branches.

  • You can make your payment at any of the Synchrony Bank branches during the normal hours of business.
  • Try to use auto payment mode by setting it up for payments.
  • Online payment is possible using the following way:
  1. You can also pay your bill by logging into your online account.
  2. Press on the Pay My Bill option.
  3. Add the current checking account details.
  4. Include the payment amount and date you want your credit card bill amount to be drafted.

Payment Mailing Address & Phone Number

The payment mailing address for JCP is SYNCB / P.O. Box 960090 / Orlando, FL 32896-0090. If you wish to send your payment using this mailing address, make sure you either send a check or a money order alongwith your bill details.

For making payments, you can also call the 1-800-542-0800 customer care number.

How to Cancel JCP Credit card?

For canceling your JCP credit card, call (800) 542-0800 and tell them about it.

Card Benefits

The JCP credit card benefits are tabulated below.

SI.No.JCP credit card benefits
1.One point for every dollar spent at JCP
2.You will get a $10 certificate for every 200 points
3.You will receive special financing options
4.It gives you special financial offers
5.Exclusive coupons are available for special savings days.
6.You can get a first purchase option
7.You will also get a birthday offer every year
8.On select purchases, you can get 5% off
9.You can get an extra 15% off on all purchases on the day you get your credit card. You can also get a coupon alongside the discounts

Customer Service Number

Helpline numbers include the below numbers;

  • For US card members you can call 1-800-527-4403 for internal support.
  • Residents of Mexico can call 011-800-527-4403 for support.
  • If you have general inquiries, you can call 1-800-542-0800.
  • The Virgin Islands and Puerto Ricans can call 1-800-981-8400.

FAQs (Frequently Asked Questions)

Can I pay my JCP bill with a credit card?

Generally, paying any credit card bill with another credit card is not possible, thus you cannot pay the JCP credit card bill using another credit card.

Where can I use my JCP credit card?

The JCP credit card is a closed-loop credit card and can be used against purchases in select stores like, JCP stores, and also the online store of Sephora that goes by the name of

However, the MasterCard given out by them can be used anywhere you can use a MasterCard. It allows you the benefits of a MasterCard.


If you are using a JCP credit card, this information might be useful to you in many ways. Before proceeding, do make an effort to read the entire content presented here carefully.


  • My name is Raj Singh. I am a Digital Marketer, Seo Consultant, and Entrepreneur. I have an experience of 7 years in the digital world and launched many digital products.

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