JCPenney credit card Login and Pay Bill Payment

JCPenney shoppers can gain extra from the shopping outlets, and online with their credit cards. They have a company store credit card and a MasterCard for the customers, if you want to use them, you need to take them.

To sign-in to your credit card account, you will have to first register an account with them in the first place.

The JCPenney credit card login process is no different from many other credit cards in the market. It involves adding your username and password to enter it.

The credit card lends a real-time helping hand to all the customers. All you have to do is login to pay your bills, manage your online account, look into your bill statements, and other essential details.

There are a few fees that you may be accountable for if you take their credit card. A tabulation of the various fees is given below for your better understanding.

Essential FeaturesJCPenney Credit Card
Late Payment Fee$38
Returned Payment FeeNA
Interest & Purchase APR25.99%
Cash Advance FeeNone
Grace PeriodNo grace period
Credit ScoresFICO: 580-669 Vantage Score: 601-660
Balance Transfer APRNA

How to do JCPenney credit card login?

For completing the JCPenney login process, add your username and password in the space provided before tapping the Login option.

credit card login JC

If you are not yet registered with them, click on the Register tab option and add your credit card account number and ZIP code to begin the registration process.

Register online JCP

Fill-in the rest of the form to complete the JC Penney registration process for an online account.

How to Pay JCPenney credit card bill payment?

To pay your credit card bill, resort to these means to complete payments.

  1. Online payments are accepted by JCPenney.
  2. You can also pay as a guest to them online.
  3. Mail your payment to them
  4. Pay in stores to make payments.

To make online payments, login to your account and click on the following tabs sequentially.

Payments > Pay your Bill > Fill in the bill details and the current account details to complete the payment process.

You can also pay without logging in and for doing so, add your card number, end SSN digits, and your ZIP code.

Next, add your bill and payment details to complete the billing process.

Payment Mailing Address & Phone Number?

You can call their inquiry at 800-527-4403 to understand their extensions for making credit card payments. To pay, you must reveal your current account details and your credit card account number.

If you want to write your checks or money orders to the payment mailing address, here is where you need to send them.

P.O. Box 960090
Orlando, FL 32896-0090

Puerto Ricans and US Virgin Islanders need to use this address to send in their payments.

How to activate JCPenney credit card?

You can activate the JCPenney credit card either by going online or by calling the (800) 542-0800 number.

To do an online activation, you must login to your account and click on their Register account tab.

  • Login to your credit card account and press the Activate button.
  • Add your account number, ZIP code, and other personal details.
  • Press the Activate Now button to start the card activation process.
  • You might still be asked to call the call center number if there are any remaining formalities.

How to cancel JCPenney credit card?

To cancel your credit card from JCPenney, you must use (800) 542-0800.

Card Benefits

With each of their credit cards, you have a lot to gain, some of them being.

JCPenney credit cardJCPenney Gold credit cardJCPenney Platinum credit card
One dollar in their online or physical stores gives you 1 pointA coupon passbook$15 birthday coupon
With 200 points, you will get $10 rewardsA $10 birthday couponCoupon Passbook
For 100 points, you will receive $5 rewardsThere is no annual fee on the credit cardBonus points during the day
Reward certificates are issued at regular intervals Platinum appreciation is given for the credit card
There is no annual fee on the credit card  

Customer Service Number

The customer service number that US citizens can use is 1-800-527-4403.

If you are residing in Mexico you should use, 011-800-527-4403, use 1-800-542-0800 for regular inquiries, if in Puerto Rico and the U.S. Virgin Islands, you must call 1-800-981-8400.

Can you pay JCPenney credit card in store?

Yes, you can pay JCPenney credit card in stores.

What stores accept JCPenney credit card?

You can use their credit card in JCPenney stores,, Sephora stores inside JCPenney locations,, Rite Aid stores, and


If you wish to know about your JCPenney credit card and to know more about the login process and the payment process, use this article for more information.


  • My name is Raj Singh. I am a Digital Marketer, Seo Consultant, and Entrepreneur. I have an experience of 7 years in the digital world and launched many digital products.

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