Apply for John Lewis credit card application [Promotional Code, Reviews]

There is just one John Lewis credit card that is primarily a rewards card. The company is famous for its high street brand and also tags up with Waitrose supermarket to bring more to its customers.

It’s not just the Brits favorite brand but even the Queen happens to love it. They have good rewards, quality discounts, and also points on every purchase. Almost thrice a year, you can convert your points to vouchers.

They will let you add at least three more members to your household and their mobile app is an easy way to keep track of their reward points. The card can be used in any of the stores a MasterCard is accepted.

Here are some fee features for the credit card which include the following points.

Notable Credit Card FeaturesJohn Lewis credit card
Annual Fees£0
Purchase APR18.9% (variable) 
Balance Transfer APRInterest free spending for 9 months, 0% for 18 months, & 2.9% in the following months
Cash Advance APR23.9%
Minimum credit limit£250
Foreign transaction fee2.75% non-sterling fee
Security DepositNo deposit required

How to Apply for John Lewis Credit card application?

To apply for a credit card, you can follow the below prompts.

Step 1: After you click on the link above, you need to fill in a little about yourself and also choose the color of the credit card.

Apply for John Lewis credit card

Step 2: Add your name details in the next tab.

credit card online JL

Step 3: In the next step, you can add the following details.

online account

Step 4: Add further details like the status of your marriage, gender, country of birth and nationality, and other tax related information.

card information john lewis

Step 5: Press on the Continue option to move to the next screen.

John Lewis requirements

Once you acknowledge the terms and conditions, you can submit the form.

What are the application requirements?

Application requirements include the following;

  1. You must be 18 years and above if you want to apply for the John Lewis credit card.
  2. Citizens need to be a permanent resident of the United Kingdom.
  3. As an applicant, you must show an annual income of £6,800.
  4. You must complete the partnership agreement.
  5. A UK bank account is also required for those who are placing the application.

Who is eligible?

Here’s how you are eligible for the card.

  1. You need to have an email address for yourself when applying for a credit card.
  2. Proof of identification needs to be submitted.
  3. For the application process, you must submit your complete residential address.
  4. Submit the UK bank account and sort code details.
  5. If you want a credit card, you must declare your gross annual income to people.

John Lewis credit card promotional code

John Lewis lets people use coupons, discounts, and promotional codes from time to time. However, you can use promotional codes only online and not in shops and other places.

  1. To get the promotional code, you must have a valid product for yourself.
  2. For each transaction, you can just use one promotional code.
  3. Use different promotional codes for separate orders.
  4. Cash alternatives are available and offers covered by the promotional code are subject to their stock availability.

John Lewis Credit card Reviews

The credit card has received several reviews and some of the reviews include the following points.

John Lewis credit card reviews

The popularity score of the credit card is also being mentioned below for you to know how popular it is among people.

popularity meter

Card Pros & Cons

For the John Lewis credit card, you must consider different pros and cons.


  1. You can earn points whose values are remarkable compared to the credit cards present in the market.
  2. In-store voucher accumulation is possible easily with the credit card.
  3. Earn a welcome bonus easily through their credit card.


  1. On the general expenditures, you cannot earn very high rewards.

When are John Lewis credit card vouchers issued?

The credit card vouchers are issued thrice a year and contain the money value of all your converted points.

Does John Lewis take credit cards?

Yes, John Lewis takes credit cards towards bill payments and also takes them for paying off the credit card bills.

Who provides John Lewis credit cards?

The credit card is owned by John Lewis Financial Services, a subsidiary of HSBC.


Here’s all about the John Lewis credit card and if you want to take one, do read about the card here for more information.


  • My name is Raj Singh. I am a Digital Marketer, Seo Consultant, and Entrepreneur. I have an experience of 7 years in the digital world and launched many digital products.

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