Kirkland Credit Card login & Pay Bill Payment online or offline

Kirkland credit card is a store credit card reporting to all the three major credit bureaus. Kirkland is a home décor retailer in the United States. It has spread across 290 stores in and around 30 states. If you have their credit card, you can earn loyalty rewards with them and also can take your money further. For every dollar spent on Kirkland, you gain 1 point.

Advance notices of upcoming sales and other opportunities are available with Kirkland credit card. A 10% discount is available on all your in-store purchases for your various upcoming sales events. A special offer is made for your birthdays by the bank.

Annual FeesNil
Credit LimitDepending on your creditworthiness
Purchase APR27.99%
Balance Transfer APRNot available
Minimum required credit score630
Security DepositN/A
Average Regular APR27.99%

How to do Kirkland Credit Card login?

For Kirkland credit card login, you need to migrate to their login page.

  • Add your username and password to move to the Sign in page.
Kirkland credit card
  • If you don’t have an account, you can press on the Enroll Now tab.
  • It will take you to the page where you need to add the social security number and the birth date in the first page to move to the next page.
Kirkland credit card login
  • In the next segment, add all your profile details.
  • Once you have followed all the prompts and added all the details, you can submit the form.

How to Pay Kirkland credit card bill payment?

Online payment of the Kirkland credit card bill is easier done than said if you follow these few quick steps.

  • To pay online, you must login to their site and login with your credentials on their site.
  • Move to the Pay Bill segment and from there add up your payment details.
  • Include your credit card credentials or your current account information alongside the bill details.
  • Once done, press the Pay Bill option to pass the bill through the payment gateway.

Payment Mailing address & Phone Number

To pay the Kirkland credit card bill, you must either call them at 1-800-459-8451. They can be reached at Wells Fargo Financial National Bank, P.O. Box 660431, Dallas, TX 75266-0431. If customers are from HI, ND, or CA, you can write to Wells Fargo Financial National Bank, P.O. Box 30667, Los Angeles, CA 90030-0667 for making your payments.

Add a check or a money order along with your credit card bill and send it to the above addresses to complete the payment process.



Every day you can receive 5% off on all in-store purchases.

  • Notifications in advance for various sales and promotions.
  • Your credit scores get reported to all three credit bureaus.
  • Exclusive shopping coupons and shopping events with no monthly maintenance fee.


  • Kirkland credit cards do not offer a sign-up bonus.
  • They do not offer any form of rewards or cashbacks on every purchase.
  • The credit card will not include any credit card benefits.
  • The 5% discount offer is only with store purchases and not on any online purchases.

Customer Service Number

Call 1-800-459-8451 to connect to any of Kirkland’s customer care representatives for doubts and queries.


Here’s what you should know about having an online account with Kirkland as well as their payment methods. You can pay Kirkland Credit Card online or offline using different ways to complete the payment.


  • My name is Raj Singh. I am a Digital Marketer, Seo Consultant, and Entrepreneur. I have an experience of 7 years in the digital world and launched many digital products.

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