Living Spaces Credit Card Apply Online – Fees, Benefits, Limit

The Living Spaces credit card is designed to ease your shopping experience. It is designed to make it as easy and convenient as possible for you. With them, furniture delivery is done on the same day as and when it is ordered. If it is ordered at night, the delivery is completed by the next day morning hours. With them, you can buy either online or you can order it offline.

They offer a huge selection of furniture at everyday low prices, and as you buy it, you can also enjoy it simultaneously. They also sell accessories for each room and even offer gift cards and credit cards.

How to Apply for Living Spaces Credit Card Online?

The Living Spaces credit card online application is done using the following format.

Step 1- Visit the login page and move to the Living Spaces website.

Step 2- Add the end digits of your SSN and the mobile number in the space provided.

Living Spaces Credit Card

Step 3- Once the mobile number and the last four digits are added, you need to click on the Find my account tab.

Step 4- Once you click on this tab, you will get information about your account.

Step 5- The manual registration of the card needs to be completed before making an online account.

Step 6- Now start the application process and add the first name, last name, social security number, and mobile number.

Step 7- Add your house name, email address, and ZIP code.

Step 8- Include the income details into the application form for assessing the application form.

Step 9- Submit the form and click on the Submit tab.


Several requirements for Credit Card include the following;

  1. Individuals must be 18 years of age and above.
  2. The person applying should be a US citizen.
  3. The applicants must hold a valid government ID card.
  4. The individuals must have a social security number.

Annual Fees

The annual fee for the Living Spaces credit card is $0.

Credit Limit

The credit limit is fixed based on the creditworthiness of the individual.

Contact Details

Living Spaces credit card contact detail is 866-396-8254.

Living Spaces credit Card Benefits

Benefits of the Living Spaces card includes;

  1. For purchasing goods of $2000, you get 18 months of finances.
  2. A $1000 purchase can give you 12 months of financing.

If purchases of $150 or more are made, then the card gives you six months of financing options.

Can I use my Living Spaces credit card anywhere?

The card cannot be used everywhere but only in Living Space stores both online and offline. It is not a pure credit card and is not issued by Visa, Mastercard, or Amex.

What bank Issues Living Spaces Credit Card?

Synchrony Bank issues the credit card.


Here’s a bit about the Living Spaces card, if you are interested in procuring the card, you must read all the above information.


  • My name is Raj Singh. I am a Digital Marketer, Seo Consultant, and Entrepreneur. I have an experience of 7 years in the digital world and launched many digital products.

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