The PC Richards credit card is one of the store credit cards in the market that provides a lot of credit options to their buyers in different segments.
The credit card, even though a closed-loop credit card is easy to get and can be used for bettering your credit scores if they are not up to the mark. It is because the credit card reports to all the three prime credit card bureaus- TransUnion, Experian, and Equifax.
To get this credit card, you can send them your online application. Once they approve the online application, you will receive the credit card within a 7-10 day period.
Having an online account is extremely essential as that can help you understand how different kinds of purchases can benefit you in what way. Also understanding the credit card bills and drawing statements plus knowing your credit amount can be assessed from time to time easily with an online account in hand.
Before you go ahead with it, you must, however, verify a few fees for which you are liable once you take up the credit card.
|PC Richards credit card values||Credit card features|
|Balance Transfer APR||NA|
|Cash Advance APR||NA|
|Foreign Transaction Fee||NA|
|Required Credit Score||650-850|
|Late Payment Fee||Up to $39|
|Returned Payment Fee||Up to $28|
|Grace Period||23 days|
How to login to PC Richards credit card Account?
If you wish to know the login process for the PC Richards credit card, all you need to do is enter the credit card email address and password in the right place.
To register an account if you don’t have one, you must enter the essential details as mentioned in this screenshot.
After adding your account number, last four SSN digits, and birth date, you need to also verify your account details. Do a profile set up and confirm the profile creation to have access to your newly created account.
How to Pay PC Richards credit card Bill payment?
Mail or call them for making credit card payments. If you are well versed with their online platform, you can also make an online payment for PC Richards if you want.
To make an online payment, you must complete the following steps.
- You must first log in to your PC Richards account.
- After completing the login, click on the Make Payment tab.
- Add the current account details and the bill date and amount before hitting the Pay button.
Payment Mailing Address & Phone Number
To make payments via mail using the following mailing address:
PC Richards and Sons,
PO Box 960061,
For making payments by phone, use 1-877-800-4727.
How to cancel PC Richards Credit card?
To cancel PC Richards’s credit card, you must call the Synchrony Bank call center number 1-877-800-4727 any day from 07:00 am to 07:30 pm.
The PC Richards credit card includes the following benefits;
- The credit card has no annual fee and zero fraud responsibility.
- You can get 6-months of special financing option on all purchase types other than the ones listed in the offers.
- Get 12-month financing on appliance purchases for Whirlpool, Maytag, KitchenAid, JennAir, Amana brands, and also some other brands.
- For mattresses, you have 24-months and 36-months financing options available.
- The credit card gets reported to the three credit bureaus and helps people enormously in creating a good credit score.
FAQs (Frequently Asked Questions)
Where can I use my PC Richards credit card?
You can use the credit card only in 66 P.C Richards’s credit card locations as it is simply a store credit card and being a closed-loop card is active only in their stores.
How do I pay my PC Richards credit card?
You can either mail or call them for making payments. You can pay your credit card bill online if you want.
What is the PC Richards Customer Service Number?
You can call the PC Richards customer care number at 1-877-800-4727 for help and making payments.
If you wish to know more about the PC Richards credit card, read this entire description thoroughly before proceeding with its application. You can learn to login, make payments and do a lot more by reading this article.