How to Apply for Santander credit card application? Are you Eligible?

Santander brings four credit cards for their consumers and all of them have some tapped benefit.

  1. The no balance transfer fee credit card
  2. All in one card
  3. Long term balance transfer card
  4. World Elite Mastercard

You can take up any of these credit cards given you qualify for them. Based on how you want to use them and what benefit you seek from them; Santander credit cards are one of a kind.

If you want to apply for them, would it not be better to know more about their fees before filing the application.

Notable Credit Card FeaturesEveryday No Balance Transfer Fee Credit CardAll in One Credit CardEveryday Long Term Balance Transfer Credit CardSantander World Elite MasterCard
Annual Fees$0£3/monthNil£15
Purchase APR20.9%17.9%20.9% 18.9%
Balance Transfer APRNone for the first 21 monthsNone in the first 26 months0% in the first 31 months0% in first 18 months
Assumed credit limit£500£1,200£1,200£500
Foreign transaction fee2.95%NoNANo

How to apply for Santander credit card application?

To apply for the Santander credit cards, you need to check your eligibility for them.

Santander credit cards
Santander current address
Credit card apply online
Contact information Santander

After finding out your eligibility, you must visit their official website.

Apply online all in one

The application form looks the same for all the credit cards and asks for the same kind of information.

  • Click to agree to all the information by checking the boxes.
Requirements Santander
  • Next, complete the following information and press the Apply Now tab.
Apply Now Santander
  • Fill in a bit about yourself and then add your contact details, employment, and finance related information, include your card options and after going through the summary, press the Apply tab.
application details

What are application requirements?

You will need the following for completing the application.

  1. You must be in the UK address for 3 years before applying for the credit card.
  2. To apply, you must agree to their terms and conditions and also be prepared for a credit check.
  3. You should not have been declared bankrupt in the past 6 years.

Who is eligible?

Eligibility will include the following terms.

  1. Individuals must be 18 years or older when applying for the Santander credit cards.
  2. Income must be equal to or more than £7,500.
  3. You must be ready to present your yearly earnings and expenditure details.
  4. Applicants will receive documents electronically and apply one needs to be ready to accept them.

Card Pros & Cons

Pros:

  1. Each of their credit cards serves some essential benefits like the travel benefits of the World Elite Mastercard and balance transfer facilities for the All-in-one credit card.
  2. They are all Mastercards and can be used wherever the Mastercard franchise is active.
  3. Some of them have a low annual fee.

Cons:

  1. Different cards come to serve different purposes and there is no single card with all benefits together.

Santander All in one credit card Vs Santander Zero Credit card

There are a lot of differences but these are some among them.

Zero Credit cardAll in One Credit Card
No annual fee£3 annual fee
18.9% variable APR23.7% variable APR
No foreign transaction feesNo foreign transaction fees
0.5% cashback offer on shopping done upto £3,000 a month0.5% cashback on all purchases

FAQ (Frequently Asked Questions)

Who provides Santander credit cards?

Santander Bank is the provider of credit cards.

How many Santander credit cards can you have?

You can have more than one Santander credit card as a rule but you must check with them before applying for multiple credit cards from them. However, you cannot have two zero credit cards if you already have one from them.

Which Santander credit card should you get?

All-in-one is quite a popular Santander credit card and many people go for it.

Conclusion

If you are willing to go for the Santander credit cards, you must read this article thoroughly plus you must visit their site to find out if you are eligible for their credit card and which one sits well with you more than the others. Santander credit cards have different benefits and each is a pack of rewards, offers, and benefits.



Author

  • My name is Raj Singh. I am a Digital Marketer, Seo Consultant, and Entrepreneur. I have an experience of 7 years in the digital world and launched many digital products.

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