How to do Truist credit card Login and Pay Bill Payment

Truist credit card comes with cashback benefits, complete card controls, contactless payments, and also additional rewards. With their Reward Cards, you can earn loyalty bonuses if you have Truist’s checkings or savings account.

They have several credit cards under their belts and each represents an occasion.

  1. Cash credit card
  2. Travel Rewards credit card
  3. Future credit card
  4. Enjoy Cash Secured credit card
  5. Beyond credit card

To know more about the rates and fees of these specially designed credit cards, you must read the table mentioned below.

Essential FeaturesCash credit card  Travel Rewards credit cardFuture credit card  Enjoy Cash Secured credit cardBeyond credit card
Late Payment FeeUpto $40$39$40Upto $40$40
Returned Payment FeeNA$39NoneNoneNA
Interest & Purchase APR0 for a year & 13.49% – 22.49% thereafter12.49% to 21.49%11.24% to 20.24%19.49%13.49%-22.49%
Cash Advance APR22.49%24.49%22.49%22.49%22.49%
Cash Advance Fee4% or $104% or $104% or $104% or $104% or $10
Grace Period25 days25 days25 days25 days25 days
Credit Scores700680+650+650+-680+650+-680+
Balance Transfer APR9.99%-18.99%12.49% to 21.49%11.24% to 20.24%19.49%13.49%-22.49%

How to activate Truist Credit card?

To activate the Truist credit card, use the below process.

  1. Login to your Truist credit card account using your username and password.
  2. Press the Activation tab to complete the activation process
  3. Enter your credit card number, expiration date, security code, ZIP code, and the end four digits of SSN or ITIN.
  4. Once all the above information is entered, click on the Activate button to complete the process.

Call 844-4TRUIST (844-487-8487), to activate your credit card over the phone alternately if you don’t want to go online for the activation process.

How to do Truist credit card login?

To do Truist credit card login, all you need to do is enter your username and password in the spaces provided and further press on the login tab to complete the process.

Truist credit card

If you want to create an account with them, you will have to click on the Register Now tab.

Truist login

Step 1- You must mandatorily have a Truist account number if you wish to create an online account.

Truist payment

Step 2- If you choose the account number tab, you will have to enter your account number. You must also add your social security number, ZIP code, and email address (the ones you used for opening your Truist account).

Step 3- Similarly, if you choose a debit card prepaid or ATM card number, you will have to follow the prompts.

Step 4- However, if you are a small business, you can click on the Register option below the small business account option.

Step 5- Choose your business type as either sole proprietorship or other business type.

Online banking Truist
  • As a business owner, add your business deposit account number, or debit card number.
  • Include your social security number and ZIP code before clicking on the Continue tab.
Banking Truist credit card
  • Instead, if you choose other business types, you might need to enter debit card or business owner account information, ITIN last digits, and ZIP code.
Pay online truist

Continue with the rest of the application form by following the necessary prompts to complete the registration process.

How to Pay Truist credit card bill payment?

You can pay your Truist credit card bill either online or through their phone or payment mailing address.

To pay the bill online, you must follow the below-mentioned steps.

  1. Login to your account and move to the Payment Method segment.
  2. From there, move to the Pay your bill section.
  3. Add your credit card payment details including the name on your credit card, number, expiry date, and other details to complete the process.
  4. Press on the Pay Bill process to confirm the payment.

Payment Mailing Address & Phone Number

The payment phone number is 844-4TRUIST (844-487-8478).

The payment mailing address is…

Credit Card Payments,
Cardmember Services,
P. O. Box 791278,
Baltimore MD 21279-1278.

Send in your checks or money orders at least three days before your payment cycle mailing date expires for your money to reach them on time.

Card Benefits

Credit card benefits are many and include the ones mentioned below.

  1. To enhance the security option, you need to customize your credit card controls.
  2. Your monthly payment history will get to all the three major credit card bureaus- Experian, TransUnion and Equifax.
  3. Travel credit cards offer different benefits to ease the process of traveling for their customers.
  4. You can improve your credit scores by regularly paying your credit card bills.
  5. Each of their credit cards targets a specific audience type like people who are traveling can opt for their travel credit cards and those who wish to get cashback rewards on their bills can use the credit cashback reward card.

Customer Service Number

Customer service number includes 844-4TRUIST (844-487-8478), and customers located outside the U.S can call +1-910-914-8250.

Conclusion

To activate the Truist cards or to log in or make payments, refer to this writeup for more details.

Author

  • My name is Raj Singh. I am a Digital Marketer, Seo Consultant, and Entrepreneur. I have an experience of 7 years in the digital world and launched many digital products.

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