How to apply for Value City credit card Application


The Value City credit card is the best offering of the Furniture store where you can find all kinds of furniture. If you want to order furniture from them, you can also take their credit card from them for more rewards and discounts. Their offers can indeed fill your pockets and provide you with more freedom for the credit you take from them.

The credit card is issued by Comenity Bank. It is a furniture store and there is no introductory APR on the credit card. The normal APR rate is 17.24%. The cash advance APR is 29.99% and the cash advance fee is $10 or 5% whichever seems greater.

The credit card application can be filed online or even via phone (1-888-428-8818). You can also visit the credit card store to apply for a credit card.

How to apply for Value City credit card application?

To apply for a credit card, you can go online. The online credit card application is to be filed in the following way.

Step 1: Visit the webpage for Value City and click on the Complete Application process.

Furniture credit card

Step 2: When the page opens, add the last four digits of your SSN and also the mobile number.

apply online for the card

Step 2: Once you click on the Continue tab, you will be taken to the application page. Add your name, address, primary and alternate phone number, email address, SSN/ITIN, birth date, and monthly net income from every source.

online application
credit card online apply

Step 3: Press the Continue tab to move to the next page where you have to check on the box that will help agree to their terms and conditions.

Finally, press the Submit button.

What are application requirements?

The different application requirement for the Value City credit card includes the following.

  1. The applicant must be 18 years or older and needs to be as mature as their state’s age requirements.
  2. As an applicant, you need to be a US resident
  3. You must have an SSN (social security number).
  4. Your annual income must be announced for getting a credit card.


  1. The credit card offers financing options that are exclusively available for people who want to shop from them.
  2. Since the credit card reports to many credit bureaus, you can take the credit card to improve your credit scores.
  3. There is no annual fee on the use of the credit card.


  1. There is a high-interest rate on credit cards.
  2. It does not offer a signup bonus when done.
  3. The credit card does not offer any credit card benefits

Can I use my Value City credit card anywhere?

You can use the Value City credit card only in the Value City furniture stores both online and offline.

Is Value City Furniture credit card easy to get?

It is easy to get the Value City Furniture credit card and all you need is an average credit score and your annual income details.


Here’s a bit about the Value City Furniture credit card that you must know if you plan to apply for it. If you are looking for answers like how you want to apply for it, then you can read this blog.


  • My name is Raj Singh. I am a Digital Marketer, Seo Consultant, and Entrepreneur. I have an experience of 7 years in the digital world and launched many digital products.

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